Financial planning connects your money to your life goals. It’s understanding where you are today, knowing where you want to go, and creating a clear, actionable plan to get there while being prepared for life’s surprises.
Why You Need a Financial Plan? (even if you already SAVE)
Many believe that simply saving money is enough to secure their future. Savings is the first step towards your financial planning, the next step is to grow it. If your money is not growing, it will slowly get eroded by inflation.
Here’s what inflation can do to your expenses:
Today’s Monthly Expense: ₹30,000
Years to Retirement: 15
Inflation Rate: 8% per year
Expected Monthly Expense at Retirement: ₹95,165
A well-structured financial plan ensures your lifestyle remains intact no matter how costs rise and prepares you for both the expected and the unforeseen.
How Our Financial Planning Services Work
For starters, it starts with you!
Yes, we go beyond numbers to craft a plan that truly works for you:
- What matters most to you
We take the time to get to know your life goals, priorities, and what financial freedom means to you. - Your complete financial picture
We look at your income, expenses, assets, liabilities, and future cash flows to find opportunities and risks. - Your personalized financial plan
We turn your goals into clear, actionable steps – with SMART (Specific, Measurable, Achievable, Relevant, Time-bound) milestones and tailored asset allocation. - We optimize your plan over time
We monitor your progress, track how life events and markets impact your plan, and recommend changes when needed. - We travel along with you and guide you when needed
Your dedicated advisor keeps you informed, answers your questions, and ensures your plan stays aligned with your changing goals.
Welfin-One Among the Best Financial Planning Firms in India
What Our Clients Say About Their Journey With Welfin
“When I first came to Welfin, I knew nothing about mutual funds — my knowledge was below zero. Over the past 10 years, they’ve guided me patiently, helped me invest wisely, and supported me whenever I needed advice or withdrawals. Even through market ups and downs, my portfolio has done well, and I’m extremely happy with their service. As a working woman, Welfin’s financial planning has given me the confidence to take charge of my finances. I’ve already recommended Welfin to my colleagues and friends.”
“I joined Welfin at the start of my career on my mother’s recommendation, as my whole family has been using Welfin’s financial planning and has trusted them for years. They’ve been a reliable partner, supporting me through my early career and helping me lay the foundation for my financial future. I look forward to continuing this relationship as I grow.”
“I’ve been associated with Welfin for five years, and as a young professional, I’ve gained a lot of knowledge about my investments — especially mutual funds, term insurance, and health insurance. My goals are to build funds for my child’s education, buy a luxury car, and grow my wealth, and Welfin is helping me achieve all of them.”
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Frequently Asked Questions
We assess your goals, assets, liabilities, and cash flows, then create a customized, inflation-proof financial roadmap with regular reviews.
Savings alone don’t account for inflation, risks, and unforeseen expenses. A financial planner helps you optimize your resources to ensure you reach your goals.
Currently, financial planning fees are not directly tax-deductible. However, your planner can guide you toward tax-efficient investments that save money.
As soon as you start earning. The earlier you plan, the more time you have to grow your wealth and achieve your goals. But it’s never too late to start.
As soon as you start earning. The earlier you plan, the more time you have to grow your wealth and achieve your goals. But it’s never too late to start.
Yes. With the right savings strategy and investments, a financial plan can help you reach financial independence and retire sooner than expected.
Ready to Take Control of Your Financial Future?
Speak with our expert advisors and take the first step toward your goals
