About Karma Capital Advisors Private Limited

Karma Capital Advisors Private Limited was founded in 2005 by Nikhil Desai and Rushabh Sheth, two well-recognized leaders in the investment management space. The firm is a SEBI-registered Investment and Management Advisory with a strong institutional pedigree.

Since inception, Karma Capital has grown significantly, managing an Assets Under Management (AUM) of ₹4,585.64 crore with a focused client base of around 40 institutional and high-net-worth clients. Notable relationships include:

• Murugappa Family Group Fund

• Volvo Motors Pension Fund

• Danske – Denmark Government Pension Fund

• Norges Bank – Sovereign Wealth Fund of Norway

This strong institutional backing reflects the firm’s disciplined investment approach and robust risk management framework.

Portfolio Management Services Offered

The objective of Karma Capital’s Portfolio Management Services is to maximize returns while managing risk according to each investor’s risk appetite. PMS offerings are highly customized and include:

• Identification of suitable assets aligned with investor goals

• Development of a comprehensive investment policy

• Portfolio construction based on risk-return expectations

• Continuous portfolio monitoring and review

• Risk diversification across sectors and market capitalizations

Types of Services

• Discretionary Portfolio Management Services
  Tailored portfolios managed independently based on client objectives and risk tolerance.

• Advisory Portfolio Management Services
  Expert recommendations and insights to help investors make informed investment decisions.

Investment Philosophy

Karma Capital follows a disciplined, research-driven investment philosophy focused on long-term wealth creation.

Key Principles

• Bottom-Up Stock Selection for sustainable growth

• Margin of Safety to protect downside risk

• Risk-Conscious Investing

• Process-Driven Decision Making

• Long-Term Capital Preservation and Growth

Sectoral Exposure & Portfolio Allocation

Karma Capital operates a Multi-Cap Portfolio Advisory, allowing flexibility across market capitalizations to capture growth opportunities while managing volatility.

Portfolio Construction & Concentration

This level of concentration reflects high conviction investing without excessive diversification that may dilute returns.

Calendar Year Returns – Karma Wealth Builder

Past performance is not indicative of future results.

Fee Structure

Karma Capital Advisors Private Limited offers one of the most competitive fee structures in the PMS industry. Fees are performance-linked, ensuring alignment of interests between the portfolio manager and investors. Typically, profits are shared at a rate of 20%, creating a win-win outcome.

Risk Management Framework

Risk management is a core strength of Karma Capital. Their proactive approach focuses on:

• Diversification across sectors and market caps

• Continuous assessment of portfolio risk

• Dynamic reallocation based on performance and market conditions

• Tax-efficient investment planning

Effective portfolio risk management enhances long-term value creation and improves consistency in performance.

Why Choose Karma Capital Advisors PMS Through Welcon Financials?

• High-conviction portfolios with disciplined diversification

• Proven track record of over 14 years

• Strong institutional research capabilities

• Multi-cap exposure for superior risk-adjusted returns

• Transparent operations and investor-friendly reporting

• Competitive and performance-linked fee structure

• Strict adherence to margin-of-safety principles

• Conflict-of-interest-free investment approach

Karma Capital believes in identifying quality businesses and holding them through full growth cycles, allowing investors to benefit from long-term compounding.