Retiring at 50 or even 45 may seem like a far-fetched dream for many. But for a growing number of Indian professionals, early retirement isn’t about escaping work; it’s about gaining the freedom to choose how they spend their time. Whether it’s starting a business, travelling, pursuing a passion, or simply slowing down, the desire […]
Types of Financial Planning in Personal Finance: A Complete Guide for Salaried and Business Owners
Most people think financial planning is about picking the “best” investment or buying a tax-saving product in March. It’s not. Financial planning is not about products, it’s about clarity. Over the past 20+ years of working with professionals, business owners, and families across India, I’ve noticed a familiar pattern: people don’t fail at money because […]