Remember when a litre of milk was ₹25 or when a Delhi Metro ticket cost ₹10? Today, you’ll probably pay double, sometimes more. Prices have been inching up every year, and that’s inflation quietly doing its job. Inflation is the rate at which prices rise over time”. According to IMF data, the inflation rate in […]
Can Financial Planning Help You Retire Early in India? A Step-by-Step Guide
Retiring at 50 or even 45 may seem like a far-fetched dream for many. But for a growing number of Indian professionals, early retirement isn’t about escaping work; it’s about gaining the freedom to choose how they spend their time. Whether it’s starting a business, travelling, pursuing a passion, or simply slowing down, the desire […]
Types of Financial Planning in Personal Finance: A Complete Guide for Salaried and Business Owners
Most people think financial planning is about picking the “best” investment or buying a tax-saving product in March. It’s not. Financial planning is not about products, it’s about clarity. Over the past 20+ years of working with professionals, business owners, and families across India, I’ve noticed a familiar pattern: people don’t fail at money because […]



